Self-assessment for future business owners

Test it before you own it.

Find the business your background is built for, then check the numbers before you start, buy or sign anything.

Or .
About four minutes · free

Or tap the working day that sounds like you

About fifteen quick questions and a short read of you as you go. Your top match shows at the end, and a free account opens your top three of 156 and keeps them.

Browse all 156 models →

156business models with sources and benchmarks
24free tools that do the math
527franchises with the fees up front
21%median owner-earnings margin (SDE, before owner pay, debt and taxes)
Pick a business

Pick a business. The numbers come with it.

Every model shows how it makes money, what kills the margin and what the owner keeps, with the sources.

Professional ServicesArchitecture & Engineering FirmOwner keeps10 to 35%est.Revenue$500K to $8MOpen the model →AgricultureGreenhouse & Nursery BusinessOwner keeps16 to 22%est.Revenue$1M to $10MOpen the model →Logistics & TransportationFreight BrokerageOwner keeps20 to 35%est.Revenue$400K to $8MOpen the model →Manufacturing & WholesaleFurniture-Making BusinessOwner keeps11 to 26%est.Revenue$500K to $5MOpen the model →Home & Trade ServicesHVAC BusinessOwner keeps8 to 18%est.Revenue$500K to $5MOpen the model →Real Estate & PropertyReal Estate Investing (Rentals)Owner keeps54 to 62%Revenue$200K to $5MOpen the model →Financial & InsuranceFinancial Planning FirmOwner keeps20 to 35%Revenue$500K to $5MOpen the model →AutomotiveUsed Car DealershipOwner keeps5 to 15%est.Revenue$800K to $8MOpen the model →Food & BeverageQuick-Service RestaurantOwner keeps14 to 22%Revenue$700K to $2MOpen the model →Beauty & Personal CareDay SpaOwner keeps15 to 25%Revenue$500K to $1.4MOpen the model →Hospitality & LodgingHotel / Motel BusinessOwner keeps22 to 32%Revenue$500K to $5MOpen the model →Retail & E-commerceHardware StoreOwner keeps13 to 22%Revenue$1.5M to $3MOpen the model →Health & WellnessDental PracticeOwner keeps20 to 44%est.Revenue$700K to $2MOpen the model →ConstructionGeneral ContractorOwner keeps10 to 20%est.Revenue$1M to $10MOpen the model →Technology & SoftwareManaged IT Services (MSP)Owner keeps18 to 30%Revenue$500K to $10MOpen the model →Childcare & EducationVocational SchoolOwner keeps12 to 25%est.Revenue$500K to $5MOpen the model →Personal & Consumer ServicesFuneral HomeOwner keeps25 to 35%est.Revenue$500K to $2MOpen the model →Professional ServicesLaw FirmOwner keeps20 to 35%est.Revenue$500K to $5MOpen the model →AgricultureWinery & VineyardOwner keeps15 to 28%est.Revenue$1M to $5MOpen the model →Logistics & TransportationWarehousing & FulfillmentOwner keeps15 to 27%est.Revenue$1M to $10MOpen the model →Manufacturing & WholesaleMetal Fabrication BusinessOwner keeps18 to 28%est.Revenue$867K to $3.2MOpen the model →Home & Trade ServicesPainting BusinessOwner keeps15 to 25%Revenue$500K to $2MOpen the model →Real Estate & PropertyTitle & EscrowOwner keeps18 to 30%Revenue$750K to $5MOpen the model →Financial & InsuranceMortgage BrokerageOwner keeps22 to 34%est.Revenue$500K to $5MOpen the model →
AutomotiveAuto Body ShopOwner keeps8 to 16%est.Revenue$1.5M to $6MOpen the model →Food & BeverageCatering BusinessOwner keeps17 to 23%Revenue$150K to $1.6MOpen the model →Beauty & Personal CareHair SalonOwner keeps20 to 28%Revenue$360K to $700KOpen the model →Hospitality & LodgingCampground / RV Park BusinessOwner keeps30 to 45%Revenue$300K to $3MOpen the model →Retail & E-commerceGrocery StoreOwner keeps12 to 17%Revenue$720K to $3MOpen the model →Health & WellnessMed SpaOwner keeps15 to 25%est.Revenue$1M to $3MOpen the model →ConstructionDemolition ContractorOwner keeps12 to 22%est.Revenue$1M to $5MOpen the model →Technology & SoftwareSoftware Development AgencyOwner keeps15 to 30%Revenue$500K to $10MOpen the model →Childcare & EducationDaycare CenterOwner keeps20 to 27%est.Revenue$400K to $1.8MOpen the model →Personal & Consumer ServicesPet Boarding & DaycareOwner keeps28 to 34%est.Revenue$400K to $2MOpen the model →Professional ServicesConsulting FirmOwner keeps10 to 35%est.Revenue$500K to $5MOpen the model →AgricultureLivestock Ranch (Cattle)Owner keeps25 to 45%Revenue$500K to $3MOpen the model →Logistics & TransportationTow Truck BusinessOwner keeps19 to 36%Revenue$300K to $3MOpen the model →Manufacturing & WholesaleMachine ShopOwner keeps17 to 30%est.Revenue$625K to $2.2MOpen the model →Home & Trade ServicesRoofing CompanyOwner keeps8 to 15%est.Revenue$1M to $3MOpen the model →Real Estate & PropertyReal Estate BrokerageOwner keeps5 to 10%est.Revenue$1M to $15MOpen the model →Financial & InsuranceInsurance AgencyOwner keeps20 to 35%est.Revenue$250K to $5MOpen the model →AutomotiveCar-Sharing BusinessOwner keeps30 to 45%Revenue$150K to $2MOpen the model →Food & BeverageBrewery / TaproomOwner keeps10 to 19%Revenue$400K to $1.8MOpen the model →Beauty & Personal CareBarbershopOwner keeps20 to 28%Revenue$180K to $560KOpen the model →Hospitality & LodgingEvent VenueOwner keeps12 to 25%est.Revenue$300K to $3MOpen the model →Retail & E-commerceLiquor StoreOwner keeps13 to 18%est.Revenue$500K to $2MOpen the model →Health & WellnessGym / Fitness StudioOwner keeps25 to 32%est.Revenue$300K to $2MOpen the model →ConstructionExcavation ContractorOwner keeps10 to 22%Revenue$1M to $5MOpen the model →
How it works

From the idea to open doors, in three steps.

01

Find your fit

Twelve questions about the shape of your day, the hours you refuse, how you would win customers and what you bring, and all 156 models read against your answers.

Example: a sample set of answers. Your result will differ.

Take the fit test
02

Follow the launch plan, with your numbers

Every step from deciding to opening, with your P&L running beside it and the month the business carries itself.

Open the HVAC launch plan
03

Launch, run and benchmark

Vendors drop into the plan, the whole plan downloads as a PDF, and once you are open you benchmark against the model.

Example: the HVAC model at its default assumptions. A projection, not a forecast; your numbers will differ.

See the 24 free tools
Three ways to own

Start one, buy one, or buy a brand.

Sources shown, estimates labeled

Census, BLS, SBA and public benchmarks, linked on each model. Where no direct data exists, the figure is labeled as an estimate.

We publish the data we use

Revenue, owner margin and resale multiples for all 156 models on one free page, with a CSV.

Built to find the weak spots

Each model leads with how often the business fails, and every tool shows what has to be true for the numbers to work.

No one pays us to steer you

No cut of your deal, no fee from a franchisor. Any referral fee on a marketplace listing is stated on the listing.

No. 03Pricing

Free to look. A member when you decide.

The tools, the model previews, the fit test and every launch plan to read are free. Membership opens the full model for every business and the plans you work and keep: $99 for your first 3 months, then $29 a month, or $199 a year. Cancel any time.

Free
Do the homework before you spend a dollar.
$0/ forever
no card needed
  • All 24 tools: valuation, SDE, SBA loan, lease, cash flow, benchmarks
  • The preview of every model, and the launch plan for all 156 to read
  • The fit test, with your full result kept on a free account
  • The Owner Earnings Index
Take the fit test
Monthly
Time to choose and start, then month to month.
$99for your first 3 months
then $29 a month · cancel any time
  • The full model for all 156 businesses: the economics you can tune, the 3D walkthrough, location and owner fit
  • Launch plans you work and keep: steps checked off, your own numbers, vendors and the profit and loss
  • The deal dashboard for a business you might buy: the loan, the seller's numbers against normal, the checks before you sign
  • The plan and its numbers as a PDF
  • Benchmarks from your own profit and loss, and the AI name generator

$99 today for your first 3 months, then $29 a month until you cancel.

Renews until you cancel. Cancel any time from your account; you keep access to the end of the period you paid for, and your saved plans stay in your account. smbnest is a self-assessment tool, not individualized advice. Before you start, buy, finance or sign anything, speak with a qualified financial adviser and a licensed attorney. Nobody pays us to point you at a business, and any referral fee on a marketplace listing is stated on the listing.

Where small business dreams take flight

Your business is out there. Find it in four minutes.

Twelve questions, the models that line up with your answers, and a plan with the numbers for each. Free.