Agriculture · Value-Add Growing

The Greenhouse & Nursery Business

Growing plants under glass is a value-add farm business with a wider margin than a commodity crop, but it is won and lost on two things: the cost of hand labor and the cost of heating and cooling. You are not buying a field; you are running a climate-controlled production line that has to finish its crop exactly when the spring rush arrives.

$1M-$10M typical revenueLabor + energy intensiveSpring-rush seasonalityContract vs retail demand
Read the launch plan: every step from deciding to opening, free →
01

The Snapshot

Is this worth your attention?

$1M to $10M
Typical annual revenue
one to several growing ranges
16-22%
Owner earnings (SDE)
before you pay yourself; thin if energy or labor run hot
$540k to $2.8M
Cost to open
land, greenhouses, headhouse and first crop; typical about $1.3M
4-8 yrs
Typical payback
faster buying an established range
High
Day-to-day difficulty
labor, scheduling & crop-timing intensive
Low-Medium
Absentee potential
a crop needs a grower watching it daily

Estimated Typical bands for this kind of business, estimated from adjacent public data where no direct benchmark exists; treat them as rough. Estimates, not forecasts; a specific business varies with its location, lease, equipment and owner. Last reviewed 2026-10-27. smbnest is a self-assessment tool, not individualized advice.

A fit if you…

  • Can manage a large hand-labor crew through a seasonal peak
  • Can schedule production to finish crops for the spring window
  • Understand crop timing, climate control, and crop-loss discipline
  • Can sell into both contract (retail/landscape) and walk-in channels
  • Can carry payroll and the energy bill through the off-season

Probably not if you…

  • Want a hands-off business; a living crop needs daily attention
  • Dislike managing seasonal labor at scale
  • Can not absorb a heating/cooling bill that swings with the weather
  • Expect a wide margin without tight crop-timing and shrink control
02

Step Inside the Layout

A live look at one tool inside

This is the actual 3D floor from the full model. Drag to explore it. Inside, you configure the space yourself and watch the economics move with every choice.

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Sources and method9 public sources, with the year and a link where the source gives one. The benchmark bands on this page are estimated from adjacent data and labeled as estimates.

Sources & Method

Figures are estimated from the public sources below and from adjacent data; the bands are labeled as estimates

How these numbers were built: owner earnings, sale prices and resale multiples come from BizBuySell’s 2021 to 2025 nursery and garden center benchmarks, which also set the SDE margin band; cost shares for inputs, repairs and marketing follow the USDA 2019 Census of Horticultural Specialties (labor about 35% of sales, seeds, media and containers 21%, fertilizer and chemicals 5%, fuel, utilities, supplies and repairs 10%, marketing and packaging 2%); wages for crop, nursery and greenhouse labor come from the U.S. Bureau of Labor Statistics (SOC 45-2092); establishment counts from the Census Bureau (NAICS 1114); the cost to open from the opening kit, priced from greenhouse manufacturer build examples (Prospiant), high tunnel costs (NCAT), supplier pages for heaters, benches and irrigation, post-frame builders, UF/IFAS bedding plant budgets for the first crop, and USDA NASS land values; SBA loan outcomes from PeerSense; financing terms from the USDA Farm Service Agency and the SBA; and survival figures from the Census Bureau’s Business Dynamics Statistics. Plants are counted over the whole year, so the defaults describe an average month: spring months run far above it and winter below, while heating and repairs are yearly totals spread evenly. The energy band remains a planning estimate from horticulture industry guidance (AmericanHort). These are starting assumptions; the moment you enter a real operation’s plant volume, price, labor, and energy costs, your numbers should replace ours.

The SDE margin band and median tier come from BizBuySell’s 2021 to 2025 nursery and garden center sales (median owner earnings 20.0% of revenue, 16.4% to 21.7% by year), on the owner cash flow basis the app shows; it replaces an earlier 15% to 28% band without a cited source. Input, repairs and marketing shares follow the USDA 2019 Census of Horticultural Specialties; labor bands are grounded in BLS wage data for crop, nursery, and greenhouse labor (SOC 45-2092); the energy band is estimated from general horticulture industry guidance (AmericanHort), so treat it as directional.

Government data
U.S. Bureau of Labor Statistics · 2024
OEWS: Farmworkers and Laborers, Crop, Nursery, and Greenhouse (SOC 45-2092)
https://www.bls.gov/oes/current/oes452092.htm
U.S. Census Bureau · 2022
County Business Patterns & SUSB: Greenhouse, Nursery, and Floriculture Production (NAICS 1114)
https://www.census.gov/programs-surveys/cbp.html
USDA Farm Service Agency & U.S. Small Business Administration
FSA farm loans & SBA 7(a) loan program for greenhouse / nursery operations
https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/
U.S. Census Bureau
Business Dynamics Statistics: business survival and exit rates
https://www.census.gov/programs-surveys/bds.html
USDA National Agricultural Statistics Service · 2020
Results from the 2019 Census of Horticultural Specialties: 20,655 operations, $13.8 billion in sales; labor $4.9B, seeds, media and containers $2.9B, fertilizer and chemicals $0.7B, fuel, utilities, supplies and repairs $1.4B, marketing and packaging $0.3B
https://data-origin.nass.usda.gov/Publications/Highlights/2020/census-horticulture.pdf
Industry
AmericanHort
Horticulture industry research and economic data
https://www.americanhort.org/
Prospiant · 2025
Cost of a greenhouse, four real-world builds: wholesale gutter-connected double poly about $14 a sq ft in materials, under $20 installed; retail ranges $15 to $30 and up
https://www.prospiant.com/cost-of-a-greenhouse-four-real-world-build-examples/
Market & valuation
BizBuySell · 2025
Nursery and garden center benchmarks: median revenue $1,021,316, median owner earnings $204,361 (20.0% of revenue, 16.4% to 21.7% by year), median sale price $560,000, SDE multiples 1.88× to 4.00× (quartiles)
https://www.bizbuysell.com/learning-center/valuation-benchmarks/nursery-garden/
PeerSense · 2026
SBA loans to nursery and tree production (NAICS 111421): 661 loans, average $436K, 14.0% default rate on the matured 2018-2021 cohort vs 15.4% for all industries
https://peersense.com/sba-industry/nursery-and-tree-production-111421

This is just the surface

The full model is the complete, interactive deep-dive, and every business here is built to the same standard: a live economics simulator you tune to your own numbers, an interactive 3D walkthrough, a location scorecard, an owner-fit assessment, a buy-versus-build comparison, and the full breakdown of how it makes money and what quietly kills margin.

Monthly
$99 for your first 3 months

then $29 a month

Time to choose and start, then month to month.

$99 today for your first 3 months, then $29 a month until you cancel.

YearlyBest price
$199 a year

about $17 a month

The best price: a year to decide, open and run it.

$199 today, then $199 each year until you cancel.

Renews until you cancel. Cancel any time from your account; you keep access to the end of the period you paid for, and your saved plans stay in your account. What membership opens

smbnest is a self-assessment tool. It does not give individualized financial, investment, legal or tax advice. Figures are estimates and benchmarks, not forecasts. Speak with a qualified financial adviser and a licensed attorney before you start, buy, finance or sign anything.