SMB Tools / Sale proceeds

What do you actually walk away with?

The headline sale price is not what you pocket. Subtract broker fees, closing costs, debt payoff, and capital gains tax to see your real net proceeds.

The sale

Sale price?

Broker / advisory fee?

Other closing costs?

Debt to pay off at close?

Tax

Your cost basis?

Capital gains tax rate?

Taxable capital gain$385,000

Estimated net proceeds

$258,000

from a $500,000 sale · you keep about 51.6%

Broker / advisory fee: $50,000
Estimated tax: $77,000
Debt payoff: $100,000

Sale price$500,000

Broker / advisory fee-$50,000

Other closing costs-$15,000

Debt payoff-$100,000

Estimated capital gains tax-$77,000

Net proceeds$258,000

A rough estimate, not tax advice. Real tax on a sale depends on deal structure, depreciation recapture, and state law - work the numbers with a CPA before relying on them.

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