The dry-cleaning business launch plan

Every step from deciding to opening, in the order it happens, shaped to your situation, with your own numbers beside it. About 49 steps in 8 phases, 23 of them specific to a dry-cleaning business. Free to read; ticking steps off and putting in your own numbers come with membership.

The plan49 steps

Your situationthe usual plan for a dry-cleaning business

  1. 01

    Decide with the numbersa week or two

    Before a dollar is spent. Most expensive mistakes happen here, and this phase costs nothing.

    Not started0/6Fold
    • A dry-cleaning plant sells throughput.

    • Typical for one unit is $300,000 to $700,000 a year; the owner keeps 20 to 30% of it before paying themselves. If that band does not cover what you need, that is the signal to pause and look again.

    • ~50% survive 5 years. Roughly half of all new U.S. employer businesses are still operating after five years, the baseline before industry is even considered.

    • Twelve questions about your money, time, experience and temperament, scored. Then the 5 questions this business asks of its owner, about the hours and the work. Answer both before you spend a dollar.

    • Rule of thumb: if a well-run plant with a real route, commercial accounts, and a crew likely to stay is available at a fair , buying buys you years of . Answer it in your situation above and the plan reshapes.

    • Customers, prices, rent, staff pay, what it costs to open. We filled in typical numbers; change what you know and everything on this page follows.

    • Building a dry-cleaning plant is a real capital project: most of the money goes into the machines and the utilities that feed them before the first shirt is pressed.

    • The itemized cost to open9 lines
      • Dry-cleaning machine (non-perc): $32,500 to $90,000Reconditioned at the low end; a new 40 to 60 lb hydrocarbon or alternative-solvent machine at the high end
      • Laundry, shirt & pressing equipment: $26,000 to $95,000Washer-extractor, dryer, shirt press, utility press, form finisher, topper and irons
      • Boiler, compressor, spotting & solvent containment: $10,000 to $40,000
      • Conveyor, POS, tagging & cameras: $6,000 to $22,000
      • Installation, utilities & build-out: $25,000 to $230,000Hookups and a counter in a former plant at the low end; new electrical, plumbing, ventilation and storefront at the high end
      • Signage & opening supplies: $4,000 to $21,000Sign, first solvent fill, chemicals, hangers and poly
      • Delivery van for a route: $0 to $45,000Optional at opening; many plants start the route later
      • Permits, environmental review, deposits & insurance: $12,000 to $74,000Phase I site assessment, air and waste permits, design, licenses, first premiums, lease and utility deposits
      • Initial working capital: $40,000 to $120,000Payroll, rent, utilities and the loan payment while walk-in volume builds
    • Costs start on day one; customers take months. Map the first twelve months of cash so the business does not run out of money while it is getting going.

    • The business has to earn your pay like any other bill. Set it in your numbers and watch the month it move.

    • How deals in this business are financed4 lines
      • SBA 7(a) loan (Up to $5M · up to 10 yr (25 with real estate) · 75-85% government-guaranteed)The workhorse for buying an existing plant or funding a new one: equipment, build-out and working capital in one loan.
      • SBA 504 loan (Up to 25 yr · real estate & heavy equipment)For buying the building or the heavy machines at a long fixed rate.
      • Equipment financing / lease (Secured by the equipment · 3-7 yr)Machines, shirt units and boilers are commonly financed through the equipment distributor or a lender that knows the industry, secured by the machines themselves.
      • Seller financing (Often 5-25% of price · 3-7 yr)Common in plant sales: the seller carries part of the price as a note, which can count toward your equity in an SBA deal and keeps the seller helping hand over the route and the...
    • Most new shops pair an with 10 to 20% of your own cash. Know the monthly payment before you look at a single space.

    • Before you shop. A lender tells you what they would fund, what they need from you (credit, your cash in, a plan with numbers), and a pre-qualification letter makes a landlord or a seller take you seriously.

    • Your state’s business name search, the trademark register, and the domain, before the name is on a sign, a van, or a lease.

    • A , an , and the S-corporation election each change what you keep and what you are exposed to. Compare them with the numbers, confirm with a CPA and an attorney, then file with your state.

      After:
    • The is free from the IRS in minutes once the company exists. The bank account needs both. Keep business money separate from day one.

      After:
    • Pick the accounting software and connect the bank account now, so every cost of opening is captured and the numbers you later are real.

    • What decides it for this business: professional, higher-income households, commercial & hospitality accounts nearby, adequate density (route efficiency), strong street visibility & parking, not oversaturated with competitors.

    • One call to the planning desk with the address: is this use allowed there, and what will it take (, permits, fire sign-off)? A space that needs a change of use can add months.

    • Rent, free months for the , who pays for what, the and the renewals, subject to financing and permits. The lender needs this letter or a draft lease to take your application.

      After: ,
    • , renewal options, increase caps, what the landlord adds on top of rent, and what happens if you have to leave. For a location business the lease is part of the purchase price.

      After:
    • at minimum; property, workers’ compensation and the rest as the business needs. The landlord asks for a certificate at signing and the lender at closing.

    • Your plan with numbers (download it as a PDF from this page), the company’s papers, the or draft lease, the and equipment quotes, your personal financial statement, and proof of the cash you put in.

      After:
    • The lender approves against the ; you sign the lease once approved; the loan closes against the signed lease and the insurance certificate. Ask for the to match the or longer.

      After:
    • Bind the policies you had quoted before a contractor, a vehicle or a customer is in play. Keep the certificates; the landlord, the lender and the city will ask.

      After:
    • For any or equipment hookup, pulled by your contractors and closed out by inspection, ending with a .

      After:
    • Most cities approve exterior signs separately; signs take weeks to make. Order early.

    • Register your or corporation and get a city or county business license.

    • Register with your state tax agency where dry cleaning or laundry services are taxed, and for any goods you sell.

    • EPA bars perc in newly acquired dry-cleaning machines and phases it out of dry cleaning over ten years; it reopened the rule for comment in 2025, so check the current dates.

    • Most states or local air districts require a permit or registration for a dry-cleaning machine, with records of solvent use; perc machines also fall under the federal dry...

    • Still residue, filters and separator water are hazardous waste in most states: register as a generator, get an EPA ID number if your volume requires one, and use a licensed hauler.

    • Most states register commercial boilers and inspect them on a schedule.

    • Several states, Texas and Florida among them, run dry cleaner cleanup funds that require registration and yearly fees.

    • Hydrocarbon and similar solvents are combustible liquids; the fire marshal checks storage amounts, containment and ventilation.

      After:
    • The city’s sign-off that the space is approved for this use. You cannot open the doors without it.

      After:
    • The backbone, tags and tracks every garment from drop-off to pickup, manages the route, and invoices commercial accounts.

    • Take cards and stored value at the counter and on the route, and bill commercial accounts on terms.

    • A dedicated account keeps walk-in, route, and commercial separate from personal money, essential for clean books and any future sale.

    • Property, liability, and, for a solvent-handling plant, environmental coverage.

    • See the price the the business needs implies, then check it against what the market pays.

    • Federal plus state withholding, unemployment and workers’ comp registrations once you hire.

      After:
    • Wages are the start: , insurance, training time and the hours you stop billing. Owners usually post the jobs a month out and hire two to four weeks before opening so training happens before the doors open.

    • Early morning: The route loads pickups from homes, offices, and commercial accounts. Daytime: The crew cleans and presses through the queue, garments move from... Afternoon: Assembly and bagging for the day, ready-by deadlines get hit, and...

    • Opening, closing, the sale, the complaint, the cash. One page each. This is the manual a franchise would have sold you.

    • Free, and it is how most people will find you. Address, hours, photos and the menu or price list, live before opening day; then the sign, the soft opening and the first regulars.

    • Friends, neighbors and a short menu or list. Find the problems while the room is forgiving.

    • Enter the real numbers and see every cost line against the for this business.

    • Skilled pressing ; Utilities & solvent; Equipment age & .

    • Growth consumes cash before it produces it. Find the rate your own cash funds before you push.

    • You are buying or building an asset you will eventually sell.