Business Model · Construction

Concrete & Masonry

A specialized construction trade (flatwork, foundations, block and brick) sold one pour at a time. Here is how a concrete and masonry contractor actually pencils: the short, weather-bound pour window, ready-mix and block as a heavy commodity cost, and why experienced finishers and accurate estimating separate profit from costly tear-out.

15 min experienceInteractive economicsBuilt from BLS & Census data
Read the launch plan: every step from deciding to opening, free →
01

The Snapshot

Is this worth your attention?

$500k to $3M
Typical annual revenue
2-4 crews · flatwork, foundations & masonry
10% to 22%
Owner cash margin (SDE)
share of sales the owner keeps before their own pay
~$24/hr
Median finisher wage
$48,930/yr (2024)
$120k to $328k
Cost to open
two crews, trucks and skid steer leased; typical about $124k
Med-High
Day-to-day difficulty
estimating, pour timing, weather, finishers
Low-Med
How well it runs without you
systemized with a GM and lead finishers

Cited sources Typical bands for this kind of business, compiled from the public sources listed under Sources and method; they are a synthesis, not figures copied from any one source. Estimates, not forecasts; a specific business varies with its location, lease, equipment and owner. Last reviewed 2026-07-07. smbnest is a self-assessment tool, not individualized advice.

A fit if you...

  • Hold or can hire a license and lead a finishing crew
  • Want an essential, construction-driven trade with real barriers to entry
  • Will build commercial and repeat-builder relationships, not just chase one-off slabs
  • Can estimate accurately, read a site, and time a pour around the weather

Probably not if you...

  • Want a passive, absentee investment from day one
  • Dislike hard physical work, early starts, and weather exposure
  • Cannot recruit or retain experienced finishers
  • Have no appetite for bidding, estimating, and lead generation
02

Step Inside the Layout

A live look at one tool inside

This is the actual 3D floor from the full model. Drag to explore it. Inside, you configure the space yourself and watch the economics move with every choice.

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Sources and method11 public sources, with the year and a link where the source gives one. The benchmark bands are smbnest's synthesis of these sources, not figures copied from them.

Sources & Method

Figures are compiled from the public sources below; the bands are a synthesis of them, not copies

How these numbers were built: finisher wages come from the BLS OEWS (SOC 47-2051 Cement Masons & Concrete Finishers, median $48,930/yr in May 2024); industry structure comes from the U.S. Census Bureau (NAICS 238110 Poured Concrete Foundation & Structure Contractors and NAICS 238140 Masonry Contractors); per-company revenue, owner cash flow (SDE) and resale multiples come from BizBuySell’s sold concrete businesses (median revenue about $1.65 million); the average job price is anchored to HomeAdvisor’s national driveway cost; opening costs come from an item-by-item opening kit priced at dealers and retailers, with insurance from Insureon’s medians for concrete contractors; financing terms come from the SBA; and survival and loan-default signals come from Census/BLS business-dynamics data and published SBA-performance analyses. Pours-per-crew-per-week, job price, estimating cost per won pour, and the finisher-labor and ready-mix material stack in the simulator are industry-typical placeholders calibrated to these sources: concrete is bid tight, ready-mix is priced by the cubic yard, and the pour window is weather-bound. Figures are current as of 2024-2026; replace them with a real company’s numbers as soon as you have them.

Labor cost ratios are grounded in BLS finisher wage data; the margin band is owner cash flow (SDE) on the full job price for a company that pays full crews, checked against BizBuySell’s sold concrete businesses (21.1% median); material and utilization figures are calibrated from HomeAdvisor’s driveway pricing (about half materials and equipment) and secondary concrete and masonry references, since detailed per-job cost surveys are not publicly available.

Government data
U.S. Bureau of Labor Statistics · 2024
OEWS: Cement Masons & Concrete Finishers (SOC 47-2051), median $48,930/yr (~$23.52/hr)
https://www.bls.gov/oes/current/oes472051.htm
U.S. Census Bureau · 2022
County Business Patterns: Poured Concrete Foundation & Structure Contractors (NAICS 238110) and Masonry Contractors (NAICS 238140)
https://www.census.gov/programs-surveys/cbp.html
U.S. Small Business Administration · 2026
7(a) loan program & size standards (specialty trade contractors)
https://www.sba.gov/funding-programs/loans/7a-loans
U.S. Census Bureau (BDS) & BLS Business Employment Dynamics · 2024
New-business 5-year survival rates
https://www.census.gov/programs-surveys/bds.html
Industry
Insureon · 2025
Contractor licensing requirements by state
https://www.insureon.com/blog/general-contractor-licensing-requirements
Concrete & masonry contracting industry references (secondary) · 2025
Typical concrete and masonry contractor revenue, owner margins, startup costs, and the value of a commercial / repeat-builder book
https://www.census.gov/programs-surveys/cbp.html
Market & valuation
BizBuySell · 2025
Concrete business valuation benchmarks: median sale about $825k on about $1.65M revenue; median SDE about $348k (21.1% of revenue); median 2.25× SDE, middle half 1.72× to 2.98× (sold 2021 to 2025)
https://www.bizbuysell.com/learning-center/valuation-benchmarks/concrete-business/
HomeAdvisor · 2025
Concrete driveway cost: national average about $6,400, typical $2,700 to $14,500; roughly half materials and equipment, half labor
https://www.homeadvisor.com/cost/garages/install-a-concrete-driveway/
Insureon · 2026
Concrete contractor insurance cost: median premiums by policy (general liability about $1,423 a year, commercial auto about $413 a month, workers’ comp about $2,874 a year)
https://insureon.com/construction-contracting-business-insurance/concrete/cost
SkidPro · 2026
Skid steer cost: new, used, rental and lease prices (36-month lease about $900 to $1,000 a month)
https://skidpro.com/blog/how-much-does-skid-steer-cost/
Crestmont Capital: analysis of SBA loan performance data · 2026
SBA loan default (charge-off) rates by industry
https://www.crestmontcapital.com/blog/sba-loan-default-rates-by-industry

This is just the surface

The full model is the complete, interactive deep-dive, and every business here is built to the same standard: a live economics simulator you tune to your own numbers, an interactive 3D walkthrough, a location scorecard, an owner-fit assessment, a buy-versus-build comparison, and the full breakdown of how it makes money and what quietly kills margin.

Monthly
$99 for your first 3 months

then $29 a month

Time to choose and start, then month to month.

$99 today for your first 3 months, then $29 a month until you cancel.

YearlyBest price
$199 a year

about $17 a month

The best price: a year to decide, open and run it.

$199 today, then $199 each year until you cancel.

Renews until you cancel. Cancel any time from your account; you keep access to the end of the period you paid for, and your saved plans stay in your account. What membership opens

smbnest is a self-assessment tool. It does not give individualized financial, investment, legal or tax advice. Figures are estimates and benchmarks, not forecasts. Speak with a qualified financial adviser and a licensed attorney before you start, buy, finance or sign anything.